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Live a Richer Life
Bankruptcy Pre-Discharge Education

Welcome!  We understand that you are here because you have filed for bankruptcy and are required to receive education before your debts may be discharged.

Before completing the bankruptcy process, it is important to know how to recover and rebuild your finances after this experience. The Pre-Discharge debtor education course (Live A Richer Life) can be completed online or in a classroom environment and will teach you how to rebuild credit, develop sound financial habits, identify problems and create a budget that truly works, understand and use credit, avoid predatory lending, decide how much insurance is enough, and use resources available to you.

Online $50
Live a Richer Life is offered by CCCSSA or Budget & Credit Solutions in the United States with the exception of Alaska, Colorado, Hawaii, Illinois, Massachusetts, Nevada and Oregon. Click here to find an NFCC agency in your area.

Affirm that you are the person identified and commit to personally completing this process.

By checking this box, I certify that all the information provided throughout my pre-discharge education session is true, correct, complete, and offered in good faith.

I certify that I will complete this pre-discharge education process myself. 

            Provide Legal Name in the space below, then click the Confirm Button.

 

            You are required to contact a counselor via telephone (800-410-2227) or by email (bkde@cccssa.org) for individual and personalized counseling prior to receiving your certificate.

Click here to continue the online bankruptcy pre-discharge education process.
(You must complete and confirm the form above first)