Credit When Credit is Due (CWCD) is a 12-lesson program that can better your money management skills and help you gain insight on how to handle credit and debt wisely. Consumers who have completed the course report they no longer struggle with their finances. They have the resources to
save money while paying bills on time. Successful test completion entitles participants to discounts with banks & credit unions, mortgage companies, utility companies and financial planners.
Self Study: $35 On SALE now $25 Call
1.800.410.2227 to order
Credit Cards: What You Need to Know:
Applying for credit cards but aren't sure which one is right for you? Learn about hidden fees, terms and conditions, and the different types of credit cards to
choose from. Tips to avoid fees and penalty rates will also be covered. Select the right card account for you.
Third Saturday of the month Free of Cost Register Now in:
San Antonio
Live a Richer Life: Bankruptcy Pre-Discharge Education:
This workshop fulfills the bankruptcy education requirements of the Executive Office of the U.S. Trustees while helping you deal with the after effects of bankruptcy.
After bankruptcy, it will be more difficult to obtain credit. While credit lines may still be available to you, interest rates will be much higher. We'll cover money management, budgeting, spending habits, and saving. Textbook and EOUST certificate included.
Second and Fourth Saturday of the month: $40 Register Now in:
Third Wednesday-bilingual
San Antonio
Third Saturday of the Month in Kerrville
Kerrville
Third Wednesday of the Month in Del Rio
Del Rio
Second Saturday of the Month in Austin
Austin
Mastering Your Finances: Money Management 101
Credit or Debit? Checking or Savings? Which one is right for you and how should you handle them? Mastering Your Finances teaches you the basics of money management and familiarizes you with financial terms
that will play a part in your financial future. Using credit wisely and avoiding predatory lending is also covered.Workshop is IDA-approved.
Second Thursday of the month Free of Cost Register Now in:
San Antonio
Money Principles For Today:
Stretching your dollar? Techniques for budgeting, saving and using credit will help you manage your money effectively. To be successful you must know when to reduce expenses and then take practical steps to get out of debt. Money Management teaches you these techniques along with setting up financial plans and preventing Identity Theft. Workshop includes a take-home Money Management Guide.
Second Saturday of the month Free of Cost Register Now in:
San Antonio
Second Wednesday of the Month in Kerrville
Kerrville
Second Saturday of the Month in Austin
Austin
Build a new financial life based on sound financial principles! Better fortunes is a self-taught personal financial management course that provides consumers the tools to make better informed financial decisions. The
12-lesson book touches on habits, budgeting, credit, credit reports and scores, rebuilding credit, predatory lending, ID Theft, and insurance. A one
time fee of $25 allows you to access the course for one year.
Self-study $25 Start Now