15 Ways to Prevent Identity Theft
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Under federal criminal law, Identity Theft takes place when someone "knowingly transfers, possesses or uses, without lawful authority, a means of identification of another person with the intent to commit, or aid or abet, or in connection with,any unlawful activity that constitutes a felony under any applicable state or local law."
Identity Theft Prevention Knowledge
Test your Identity Theft knowledge by taking this quiz at: ID Theft Face-Off
Common Ways Identity Theft Happens:
Skilled identity thieves use a variety of methods to steal our personal information, including:
1. Dumpster Diving: Thieves rummage through trash looking for bills or other paper with your personal information on it.
2. Skimming: Thieves steal credit/debt card numbers by using a special storage devince when processing your card.
3. Phishing: Thieves pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
4. Changing Your Address. Thieves divert your billing statements to another location by completing a "change of address" form.
5. "Old-fashioned" Stealing: They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personal records from their employers or bribe employees who have access.
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